No Interest Loan Scheme (NILS)

We provide small, no interest loans to people on low incomes, living or working in the Nambucca Shire and Coffs Harbour Local Government Areas.

The small loans are for essential household items, services to improve a person’s quality of life or enhance their social and economic participation

Loans can be offered for purchases up to $1500.

For more information on these loans visit;


The Good Sheperd Microfinance

Contact Us


Penny – Macksville and Coffs Harbour
M: 0408 674 050


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